About Us

WELCOME TO MORAL CREDIT CO-OPERATIVE SOCIETY LIMITED

Confluence of Ethics and Cooperation

MCCSL is in true sense a credit co-operative society. Founded in 2012 to reach the needs of people based on agriculture and farming. On 20th September 2012, MCCSL is legally registered as Multi-State Co-operative Society from the Ministry of Agriculture, Government of India and got its license to work in 10 States. Its head office rooted in Lucknow, the capital of Uttar Pradesh, MCCSL is currently working in 10 States having more than 125+ branch offices and 500+ franchise (extension counter).

MCCSL has always prioritize dassisting people. It has always demonstrated its commitment towards the use of latest technology and updated mechanisms. Moral has launched two mobile apps – MORAL- E- COLLECTOR & MAA (MORAL ANYTIME ANYWHERE) APP from which user can operate their account related activities, can check ledger and perform withdraw directly to their linked bank account.


MCCSL, works for its user convenience and always operates new schemes that provide higher benefits for the members. This institution believes in moving forward with its members. This is the reason why MCCSL is one of the most prestigious credit societies in the country, committed to strengthening credit cooperatives in nationwide.

Our Mission

To strengthen the economic and social status of its members through financial co-operation and to provide a path to progressive and prosperous India by strengthening the cooperative movement and providing opportunity to its members to enhance their economic growth and development.

Our Vision

For strengthening a social and economic strata of its members and prioritize their interests, MCCSL utilizes its workforce, enhance services and adopts new technology. This is achieved through training, providing employment opportunities for enhancing a sense of cooperativeness among its members to contribute to a wealthy and economically developed nation.