Privacy Policy

Member Registration / Privacy Policy

In order for Member to participate in the Services, Moral Credit Co-Operative Society Limited will require Member to provide specific information about Member and (if applicable) Member's business. Member agrees to provide true, accurate and complete information and to refrain from impersonating or falsely representing Member's affiliation with any person or entity. Member shall maintain with Moral Credit Co-Operative Society Limited a valid and current email address of Member at all times. Member shall be responsible for maintaining the confidentiality of Member’s Service Account and password and shall be responsible for any and all transactions by persons given access to such account or password and any and all consequences of use or misuse of such account and password. Member shall be responsible for all actions by such persons, and shall fully indemnify Moral Credit Co-Operative Society Limited as set forth in Section 17 herein below for such actions.

Any information supplied by Member upon registering for the Services and any other information supplied by Member about Member and/or Member's business (collectively, "Member Data") is subject to Moral Credit Co-Operative Society Limited’s Privacy Policy. Member should review the Moral Credit Co-Operative Society Limited Privacy Policy, a copy of which is available on Moral Credit Co-Operative Society Limited’s website. Moral Credit Co-Operative Society Limited reserves the right to update or change the Privacy Policy from time to time in its sole and absolute discretion. In addition, Member Data may be subject to surveillance and disclosure pursuant to applicable laws, rules and regulations relating to domain name registration, including without limitation rules and regulations imposed by ICANN (as defined below), the TPDNVs (as defined below), and the Registries (as defined below).


Member Account Limitations

Member hereby acknowledges that Moral Credit Co-Operative Society Limited may, from time to time, in its sole discretion, establish general practices and limits concerning the use of the Services and Member Site, including without limitation


1- the maximum number of days that specific Services offerings, such as email messages, guest book entries, discussion board postings or other content posted on the Member's Site (to the extent available and subscribed for) will be retained by Moral Credit Co-Operative Society Limited,
2-maximum limits on bandwidth usage that will be allotted to Member,
3- maximum limits on storage space,
4-the maximum number of Member Sites and/or email addresses/accounts per Member's Service Account,
5-the maximum number of photographs or other data (if any) according to the type of Member's Service Account,
6- maximum limits on the number of pages within each Member Site, and
7- maximum time limitations for the retention of Member Content (as defined below) following any trial periods or account cancellation. Moral Credit Co-Operative Society Limited further reserves the right to delete at any time, in its sole discretion and without prior notice, duplicate images uploaded for printing. Any of the foregoing limits will be consistent with the Services (including any upgrades) for which Member has registered. Member agrees that Moral Credit Co-Operative Society Limited has no responsibility or liability for the deletion or failure to store any content maintained or transmitted by the Services, including without limitation any Member Content. Member further acknowledges and agrees that Moral Credit Co-Operative Society Limited reserves the right to change these general practices and limits at any time, in its sole discretion. If Member finds any such changes to be unacceptable for Member's continued use of the Services, Member is free to cancel the Services and terminate Member's Service Account at any time. Moral Credit Co-Operative Society Limited will refund remaining portion of Member's pre-paid fees on pro rata basis.


Exchange of Information; Monitoring

The Service enables Members to disseminate and exchange thoughts and opinions to and with other users or the public. Moral Credit Co-Operative Society Limited is under no obligation, but does reserve the right in its sole discretion, to monitor, correct, pre-screen, filter, modify, intercept and analyze traffic of, copy, backup, redirect, transmit, refuse, limit access to, suspend, freeze, and remove any and all such thoughts, opinions, and other Member Content, Member Data, End-User Data etc. posted through the Services or stored in its servers without notice at any time. Moral Credit Co-Operative Society Limited is not responsible for the appropriateness, legality, integrity, accuracy, sufficiency, correctness, veracity, completeness, or timeliness of any such Member Content. Moral Credit Co-Operative Society Limited also reserves the right to disclose any information or materials belonging to any person or entity as necessary to satisfy any applicable law, rule, regulation, legal process, governmental request or contractual obligation binding upon Member. Member acknowledges that Member should always use caution when posting any personally identifying information about Member or Member's employees on the Services, the Member Site, or any other user sites. Moral Credit Co-Operative Society Limited reserves the right to prohibit the use of any of its services in connection with any specially designated nationals (SDNs) as listed by the governmental authorities or having Country-Code Top Level Domain Name/ccTLD of any country designated by authorities such as Office of Foreign Assets Control (OFAC) or such other authority as having limited or comprehensive trade sanctions imposed by the government of India and or countries in which Moral Credit Co-Operative Society Limited has operations or presence for reasons of anti-terrorism, non-proliferation, narcotics trafficking, or other reasons.


Governing Law and Dispute Resolution

This Agreement shall be governed by and construed in accordance with the laws of India. 26.2 In the event any dispute or difference arises out of or in connection with the interpretation or implementation of this Agreement, or out of or in connection with the breach, or alleged breach of this Agreement (hereinafter referred to as the “Dispute”) between Moral Credit Co-Operative Society Limited and Member, both of them shall attempt in the first instance to resolve the Dispute through friendly consultations. If the Dispute is not resolved through friendly consultations within fifteen (15) days after either of the party informing the other party in writing of the existence of the Dispute, then either party may refer the dispute for resolution by arbitration. Such arbitration shall be governed by the provisions of the Arbitration and Conciliation Act of 1996 or any statutory re-enactment or modification for the time being in force. Either Party shall be entitled to apply to the competent courts for interim or interlocutory relief in respect of such arbitration. The arbitration shall be held at Mumbai in the following manner: 26.2.1 All proceedings in any such arbitration shall be conducted in English. 26.2.2 There shall be a sole arbitrator appointed by Moral Credit Co-Operative Society Limited. 26.2.3 The arbitration award made by the sole arbitrator shall be final and binding on the Parties and the Parties agree to be bound thereby and to act accordingly. The award shall be enforceable in any competent court of law. 26.2.4 The award shall be reasoned and shall be in writing. 26.2.5 The sole arbitrator may (but shall not be required to) award to the party that substantially prevails on merits, its costs and reasonable expenses (including reasonable fees of its counsel). 26.3 Subject to Clause the courts at Lucknow shall have exclusive jurisdiction over any of the disputes arising out of or in connection with this Agreement.